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John Powell - Chairman
Mr. Powell retired from Texas Instruments after 39 years of service. He operates a farming operation and resides in Van Zandt County. He has served as a director continuously since 1977.

Carl Swendson - Vice Chairman
Mr. Swendson is retired as a distributor for Exxon Corp. in Marshall after 45 years of service. He currently raises beef cattle and has served as a director continuously since 1967.

Jerry Cordell - Director
Mr. Cordell ownes and operates an agricultural retail business and a beef cattle operation in Kaufman County. He has served as a director continuously since 1979.

Roy Dan Deen - Director
Mr. Deen is a partner in R&D Cattle Company. He has produced hay and small grain in conjunction with his cattle operation for over 30 years. He has served on the board since 1992.

Cody Newman - Director
Mr. Newman is a partner in a family business that manages and develops oil, gas, real estate and ranch properties. He has served as director at large since August 2000.

A. G. Sandifeer - Director
Mr. Sandifeer retired from TXU after 36 years of service. He currently works with J&L Utility Construction Co. and also is a cattle rancher. He was elected director in 2001.

J.L. Sustaire - Director
Mr. Sustaire owns and operates a beef cattle operation in Hopkins County. He has served as a director continuously since 1981.


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  understands agricultural
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  lending and combines
  capability with friendly,
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  Whether you're a
  lifelong farmer with a
  large operation or just
  starting out with a few
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