Information
Principles for Individuals
Protecting your privacy: Protecting your privacy, along with your financial assets, is at
the core of our business. You have chosen to do business with us,
and we recognize our obligation to keep the information you provide
to us secure and confidential.
Our commitment to protect your financial information will continue
under the principles and online guidelines described below.
Keeping your information secure: Keeping your financial information secure is one of our most important
responsibilities. We value your trust and handle your information
with care. Our employees access information about you when needed
to maintain your accounts or otherwise meet your needs. We may also
access information about you when considering a request from you
for additional services or when exercising our rights under the
law or any agreement with you.
We safeguard information according to established security standards
and procedures, and we continually assess new technology for protecting
information.
Working to meet your needs through information In
the course of doing business, we may collect and use various types
of information, such as information available from public records,
market research and credit reports, as well as information you provide
to us. We use this information to service your accounts and to help
you learn more about the financial services you're interested in.
Keeping information accurate: Keeping your account information accurate and up to date is very
important. If you ever find that your account information is incomplete,
inaccurate or not current, please call or write to us at the telephone
number or address listed on your account statement. We will correct
any erroneous information as quickly as possible.
Information Sharing: Information may be exchanged with credit bureaus and similar organizations,
provided when legally required or permitted, or in connection with
a fraud investigation, an acquisition or the sale of your account
to another financial institution through merger of the Legacy Ag
Credit, ACA.
If we receive a subpoena or similar legal process demanding release
of any information about you, we will generally attempt to notify
you (unless we believe we are prohibited from doing so). Except
as required by law or as described above, we do not share information
with other parties, including government agencies.
Legacy Ag Credit, ACA does not share any customer information with
third party marketers offering their products and services.
Unsolicited Direct Advertising: If you would like to reduce the amount of advertising you receive
from other companies, you can write to the following agencies:
For advertising received through the mail:
Mail Preference Service
c/o Direct Marketing Association
P.O. Box 9008 Farmingdale, NY 11735-9008
For advertising received via the telephone:
Telephone Preference Service
c/o Direct Marketing Association
P.O. Box 9014
Farmingdale, NY 11735-9014
Please be sure to include complete information about each name,
address and telephone number you would like excluded from these
lists. If you have moved within the last year, please also include
your old address and phone number. The same is true for name changes
and the addresses and phone numbers associated with each name.
If you would like to have your name taken off all pre-approved credit
solicitations (not just Legacy Ag Credit, ACA solicitations), you
can write to the following credit reporting agencies. Please be
sure to include your name, current address and Social Security number.
Experian
Consumer Opt-Out
P.O. Box 919
Allen, TX 75013 |
Options
Equifax, Inc.
P.O. Box 740123
Atlanta, GA 30374-0123 |
Trans Union Corporation
Name Removal Option
P.O. Box 97328
Jackson, MS 39288-7328 |
Online Privacy Guidelines
Protecting information online: Whether you are a current customer or just visiting us online, we
safeguard the information you provide to us at Legacy Ag Credit,
ACA and associated websites. How we use and protect this information
is described below.
How we handle e-mail: We preserve the content of your e-mail, your e-mail address and
our response so that we can more efficiently handle any follow-up
questions you may have. We also do this to meet legal and regulatory
requirements. If we think that a particular Land Bank Of Sulphur
Springs account or service might apply to your situation, we may
occasionally contact you at your e-mail address to inform you of
potential benefits and availability.
For secure transmissions, your e-mails to us should be sent using
Legacy Ag Credit, ACA Contact us at Legacy Ag Credit, ACA. Inquiries
sent through our information e-mail is not secure, and confidential
information should not be included in e-mail contact. Likewise,
wince our response back to you is not secure, we will not include
confidential account information in the response. You may also contact
us by phone, U.S. mail or by visiting your nearest banking center.
See our Locator Web pages for additional information about contacting
us.
Protecting your privacy online
When information is collected and not collected: We gather and analyze data regarding usage of our web site, including
domain name, number of hits, pages visited, length of user session,
etc., to evaluate the usefulness of our sites.
Protecting our children: We do not knowingly solicit data from children, and we do not knowingly
market to children. We recognize that protecting children's identities
and privacy online is important and that the responsibility to do
so rests with both the online industry and with parents.
Count on our commitment to your privacy: You can count on us to keep you informed about how we protect your
privacy and limit the sharing of information you provide to us -
whether it's at an association office, over the phone or through
the Internet.
Please note that since we cannot control information on other Internet
sites, we are not responsible for the content of sites linked from
Legacy Ag Credit, ACA.
